Don't feel discouraged. You did some very nice work on this picture. Like most of us you probably took it too far and ended up overworking parts of it. (I do that all the time.) You attempted a very complex picture with face, hands, stomach, translucency...lots of difficult elements. She's adorable and the picture has a very appealing overall quality. A simple background could help to pull it all together. I think if you put a line in the hand that's on her hip to delineate the top of her hand from her wrist it will help, too.
I think the hand on her hip could use some work,and the head is kinda miss shaped,but other than that its very nice!I love her hair,and the colorings great too.
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I thought the girl was looking good so far. I hope she's still there on another layer so you can go back to her someday.